Please read these Terms & Conditions ("Terms") carefully before using stoxgen.com ("Website") or purchasing any course offered by STOXGEN ("we", "us", "our"). By accessing the Website or purchasing a course, you ("User", "Student", "you") agree to be bound by these Terms. If you do not agree, please do not use the Website or purchase any course.

1. Nature of Services

STOXGEN is an educational platform that sells pre-recorded and structured video courses on trading concepts, strategy frameworks, risk management, and market behaviour related to index options (NIFTY, BANKNIFTY, SENSEX).

• STOXGEN does not provide investment advice, portfolio management services, buy/sell recommendations, trading tips, or signals of any kind.
• Nothing on this Website, in any course, or in any communication from STOXGEN constitutes financial, investment, tax, or legal advice.
• All content is provided strictly for educational and informational purposes only.
• Users must independently evaluate their financial situation and, where appropriate, consult a SEBI-registered Investment Adviser or Research Analyst before making any trading or investment decision.

2. Eligibility

• You must be at least 18 years old and legally capable of entering into a binding contract under the Indian Contract Act, 1872 to purchase a course.
• Courses are intended primarily for users residing in India. Users outside India may purchase courses at their own discretion, subject to compliance with their local laws.

3. Course Access & License

• Upon successful payment, you will receive access to the purchased course through your course dashboard/login credentials sent to your registered email.
• Access is described as "lifetime," meaning for as long as STOXGEN operates the Website and offers the relevant course; this is not a guarantee of perpetual/indefinite availability in the event STOXGEN discontinues operations.
• The license granted is personal, non-exclusive, non-transferable, and non-sub-licensable. You may not share, resell, distribute, record, download for redistribution, or upload course content to any other platform.
• Any unauthorized sharing, screen-recording, or redistribution of course material may result in immediate termination of access without refund and may attract legal action for copyright infringement.

4. Payment Terms

• All prices are listed in Indian Rupees (INR) and are inclusive/exclusive of applicable taxes (GST) as indicated at checkout.
• Payments are processed through third-party payment gateways (UPI, credit/debit card, net banking). STOXGEN does not store your card or banking credentials.
• Course pricing may change at any time without prior notice; the price applicable at the time of your purchase will apply to you.

5. Intellectual Property

All course content, videos, frameworks, checklists, PDFs, graphics, logos, and material on this Website are the exclusive intellectual property of STOXGEN and are protected under the Copyright Act, 1957 and other applicable Indian IP laws. No part of this content may be reproduced, copied, or used commercially without prior written consent.

6. User Conduct

You agree not to:

• Use the Website or course content for any unlawful purpose.
• Attempt to gain unauthorized access to any part of the Website, other users' accounts, or STOXGEN's systems.
• Misrepresent your identity or use another person's account.

7. No Guarantee of Profits / Risk Acknowledgment

Trading in securities and derivatives (including options) involves substantial risk of loss and is not suitable for every investor. STOXGEN makes no representation or warranty, express or implied, regarding profits, income, or trading outcomes from use of its educational content. Past performance or examples shown in courses do not guarantee future results. See our Earning Disclaimer for full details.

8. Limitation of Liability

To the maximum extent permitted by law, STOXGEN, its founder, and employees shall not be liable for any direct, indirect, incidental, or consequential loss, including trading losses, arising from your use of the Website or course content. Your use of the Website and reliance on any information is entirely at your own risk.

9. Third-Party Links

The Website may contain links to third-party websites or social media platforms (Instagram, YouTube, Telegram). STOXGEN is not responsible for the content, accuracy, or practices of these third-party sites.

10. Modification of Terms

STOXGEN reserves the right to update or modify these Terms at any time. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

11. Termination

STOXGEN reserves the right to suspend or terminate a user's access to any course, without refund, in case of violation of these Terms, including unauthorized redistribution of content or fraudulent payment.

12. Governing Law & Jurisdiction

These Terms are governed by the laws of India. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts at Surat, Gujarat, India.

13. Grievance Redressal

In accordance with the Information Technology Act, 2000, the Consumer Protection (E-Commerce) Rules, 2020, and rules made thereunder, the details of the Grievance Officer are provided below:

• Grievance Officer: STOXGEN Support Team
• Email: infostoxgen@gmail.com

We will acknowledge complaints within 48 hours and resolve them within 30 days from the date of receipt, as required under applicable law.

14. Contact Us

For any questions regarding these Terms, contact us at infostoxgen@gmail.com

For our Refund Policy, see the dedicated page.